Homeowner Grants in Merseyside

If you’re a homeowner in Merseyside planning to build a new house or renovate your existing property, several local grants and schemes are available to assist with costs and improve energy efficiency.

In this article we cover:

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Key grants available for energy-efficient home upgrades across Merseyside
Eligibility criteria and benefits of schemes like ECO4, and the Great British Insulation Scheme
Local council programmes offering financial support for repairs and heating improvements
Options for bringing empty properties back into use with Wirral’s dedicated grants

Where to find up-to-date information and how to apply for support

Available Grants and Financial Support in Merseyside

Home Upgrade Grant Phase 2 (HUG2)

Provides energy efficiency improvements for off-gas grid homes with EPC ratings of D–G.
Eligible households can receive upgrades such as insulation, heat pumps, and solar panels.
Available to owner-occupiers and private renters with a household income below £31,000 or those living in eligible postcodes.
More information: Liverpool City Region Combined Authority sefton.gov.uk liverpoolcityregion-ca.gov.uk+5liverpoolcityregion-ca.gov.uk+5sefton.gov.uk+5

Warm Homes Local Grant (Sefton)

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Offers energy-saving measures for privately owned homes with EPC ratings of D–G.
Aims to reduce energy bills and improve home warmth.
Owner-occupiers are not required to make a financial contribution.
Details: Sefton Council

Great British Insulation Scheme (GBIS)

Offers free or discounted insulation for homes with an EPC rating of D or below, and Council Tax bands A–D.
Designed to lower energy bills and improve home comfort.
Check eligibility and apply via the GOV.UK Great British Insulation Scheme

Energy Company Obligation (ECO4)

Provide funding for energy efficiency measures like insulation and heating upgrades.
Targeted at low-income and vulnerable households.
Administered through local authorities and energy suppliers.
Details: Liverpool City Council Liverpool Healthy Homes

Warm Homes: Local Grant

Provides free energy saving upgrades for low income, mains gas or off grid households.
Energy performance upgrades: up to £15,000 for insulation, draughtproofing, double/triple glazing, solar PV and battery storage – aiming to reach EPC Band C.
Low carbon heating: up to £15,000 for air or ground source heat pumps, particularly for off grid homes using oil or coal.
Check your eligibility and apply via the GOV.UK Warm Homes: Local Grant scheme
Scheme starts April 2025. Date TBC.

Heating and Renovation Financial Assistance (Wirral)

Grants up to £10,000 for essential repairs and heating improvements for eligible owner-occupiers.
Additional loans up to £20,000 available for major repairs, repayable upon sale or transfer of the property.
Assistance covers repairs to heating systems, structural issues, and energy efficiency enhancements.
More information: Wirral Council

Empty Property Grants (Wirral)

Grants up to £10,000 to bring long-term empty properties back into use, subject to leasing the property to the council for a minimum of three years.
Alternative grants of £5,000 available for refurbishments without leasing requirements.
Aimed at reducing the number of vacant homes and increasing housing availability.
Details: Property Investments UK

Household Support Fund (Liverpool)

Provides financial assistance for essential household costs, including energy bills and food.
Targeted at low-income households and those facing financial hardship.
Support is distributed through vouchers and direct payments.
More information: Liverpool City Council Liverpool City Council

Merseyside residents have access to various grants and support schemes to aid in building new homes or renovating existing ones, focusing on energy efficiency and accessibility. For the most up-to-date information and to explore all available options, visit the Liverpool City Region Combined Authority website. Please note that this list is not exhaustive, and additional programmes may be available through local councils or other organisations.

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